I have attached some interesting info how to protect a credit report. Please read this article and call me with any questions you may have. I hope you are not the one, with stolen identity.
Before I meet my wife, she had a credit report ruined, because of identity theft. She went to a bank apply for a credit card...then found out that she was late and reported to a collection agency's for over $ 2, 000 unpaid Gas bills...we solved this problem..it took me almost a year to have her credit clean up again.
First step : Make a police report,
Next step : Call me !